đź’ˇ SaaS Idea: Roomies Ledger

Hybrid mobile app for roommates to track shared expenses with bank sync, bill-scanning, auto-settlement via ACH, and optional escrow for utilities/landlord payouts.

Platform: mobile

Why it's a good idea?

1. Market demand (search + chatter)

Keyword data

Keyword Monthly searches Difficulty CPC Meets 500+ & <30?
splitwise 49 500 27 $2.74 âś… (huge branded demand)
splitwise alternative 1 000 10 $4.67 âś…
bill splitting app 3 600 43 ❌ (>30 diff)
best bill splitting app 260 23 — (vol <500)
roommate expense tracker app 50 28 — (vol <500)

The keyword “splitwise alternative” alone clears the handbook threshold (1 000 SV, diff 10). The gigantic brand volume for Splitwise (49 500) further shows strong interest in the exact problem space even if it’s branded.

Forum / social proof

  • Reddit threads complain that Splitwise lacks robust bank-sync and settlement (r/ynab, r/androidapps) and actively seek alternatives.
  • r/apps thread “I’m tired of Splitwise! Any other suggestions…” (2025-02-28) has >120 upvotes, numerous comments.
  • Queries like “best splitwise alternative” and “does anyone else hate splitwise?” show pain and willingness to switch.

2. Competitor landscape

Name | Main features | Monetisation | Gaps vs Roomies Ledger ----...

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